WebSep 16, 2012 · Re: car dealerships pull which credit reports? Auto loan uses auto-enhanced FICO score most of the time. This FICO score is different than the score you get from myFICO or from credit card application. It weighs more on existing auto loan history and less on everything else. If you don't have auto loan history before and a so-so 650 … WebEach credit score obtained and used by the dealer. A statement that a consumer report or credit report is a record of the consumer’s credit history and includes information about whether the consumer pays their obligations on time and the amount owed to creditors.
Car Buyer
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Which Credit Score Is Used for Car Loans? - Experian
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